HCT Bank - Helping You Refinance State Mortgage Loan Information
Home  •  About  •  Contact  •  Refinancing  •  Loans  •  Resources
FAQ  •  VA Loan  •  FHA Loans  •  Calculator  •  Mortgage Directory  •  Apply  •  Privacy Policy
Guidelines  •  Loan Limits  •  Loan Rates  •  FHA Mortgage  •  FHA Requirements  •  Government Loan  •  VA Loan Rates

New Jersey VA Loans / New Jersey FHA Loans

HCT Bank is the Number 1 Resource Online for New Jersey VA Loans and New Jersey FHA Loans.

With many financial institutions across the nation, and interest rates changing daily, it is difficult for the average borrower to locate the right New Jersey VA or FHA lenders. When working with HCT Bank, we match the details in your application to our portfolios of New Jersey VA and FHA lenders. Then we stay with you, until you have the loan SSD (Signed, Sealed and Delivered).á This is much less of a hassle then trying to shop the banks yourself. Let us do the work for you!!

HCT Bank specializes in the following types of New Jersey mortgages:

FHA 203k loans / Title 1 loans

FHA arm loans /assumable loans

FHA construction loans

FHA government home loans / government loans

FHA home improvement loans

FHA home loans / house loans

FHA hud loans

FHA insured loans

FHA loans

FHA mortgage loans

FHA refinance loans

FHA streamline loans

VA assumable loans

VA construction loans

VA guaranteed loans

VA home improvement loans

VA home loans

VA house loans

VA jumbo loans

VA loans

VA mortgage loans

VA refinance loans

VA streamline loans

 HCT Bank is strategically aligned with Most Major Banks in New Jersey as well as throughout the United States as well as a large number of New Jersey mortgage lenders and mortgage lenders in other states. There are also non-bank "investor pools" that fund loans. Each lender has specific criteria for a "New Jersey borrower profile." They all have money that they want to lend to somebody. You could be that somebody!!

You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the New Jersey lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.

We take this almost impossible task and find you the four best-for-your-financial-profile New Jersey lenders for your New Jersey home financing. So let us do the find-a-mortgage search for you. We can locate:

1. New Jersey Conventional Loans (80%)

2. New Jersey FHA Guaranteed Loans (97%)

3. RHS (New Jersey first time homebuyers loans 100%)

4. All New Jersey non-conforming loans.

(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.

Most lenders also have New Jersey mortgage loan programs for New Jersey second home loans, for New Jersey real estate investors, for New Jersey refinance loans / New Jersey home equity loans, for New Jersey debt consolidation loans, and for foreign nationals wishing to purchase homes in New Jersey.

To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.

HCT Bank helps you get VA Loans & FHA Loans in Newark, Jersey City, Paterson, Elizabeth, Trenton, Camden, Clifton, East Orange, Passaic, Union City, Bayonne, Vineland, New Brunswick, Plainfield, Perth Amboy, West New York, Hackensack, Sayreville, Kearny, Atlantic City, Linden, Hoboken, Fort Lee, Fair Lawn, Long Branch, Westfield, Garfield, Millville, Rahway, Paramus, Bergenfield, Englewood, Ridgewood, Lodi, Cliffside Park, South Plainfield, Bridgeton, Carteret, Roselle, Summit, North Plainfield, Point Pleasant, Glassboro, Pleasantville, Elmwood Park, Morris, Hawthorne, Dover, Rutherford, Palisades Park, Dumont, Lindenwold, Asbury Park, New Milford, Hopatcong, Secaucus, South River, Tinton Falls, Ocean City, Madison, Phillipsburg, North Arlington, Ramsey, Harrison, Collingswood, Princeton, Highland Park, Eaton, Middlesex, Tenafly, Roselle Park, Fairview, Oakland, Metuchen, Hammonton, Ventnor City, Ridgefield Park, Ringwood, Brigantine, Somerville, Florham Park, New Providence, Red Bank, Hasbrouck Heights, Haddonfield, Wallington, Somers Point, Glen Rock, Freehold, Gloucester City, Bellmawr, West Paterson, Guttenberg, Franklin Lakes, Westwood, River Edge, Pine Hill, Ridgefield, Pompton Lakes, Lincoln Park, Keansburg, Little Ferry, Hacketts, Beachwood, Manville, Woodbury, Wanaque, Bound Brook, Hillsdale, and Totowa.

Please click on the Banner Below for a rate quote form a licensed lender or mortgage broker in your area.

Apply for a Free Mortgage Loan Rate
Espa˝ol . Franšais . Deutsch . Italiano . Portuguese . Nederlands . Ελληνικά . Русско. 日本語 . 한국어 . 汉语 . 漢語
  © 2004-2011 HCT Bank
Site Map