|State Mortgage Loan Information|
Kentucky VA Loans / Kentucky FHA Loans
HCT Bank is the Number 1 Resource Online for Kentucky VA Loans and Kentucky FHA Loans.
With many financial institutions across the nation, and interest rates changing daily, it is difficult for the average borrower to locate the right Kentucky VA or FHA lenders. When working with HCT Bank, we match the details in your application to our portfolios of Kentucky VA and FHA lenders. Then we stay with you, until you have the loan SSD (Signed, Sealed and Delivered).á This is much less of a hassle then trying to shop the banks yourself. Let us do the work for you!!
HCT Bank specializes in the following types of Kentucky mortgages:
FHA 203k loans / Title 1 loans
FHA arm loans /assumable loans
FHA construction loans
FHA government home loans / government loans
FHA home improvement loans
FHA home loans / house loans
FHA hud loans
FHA insured loans
FHA mortgage loans
FHA refinance loans
FHA streamline loans
VA assumable loans
VA construction loans
VA guaranteed loans
VA home improvement loans
VA home loans
VA house loans
VA jumbo loans
VA mortgage loans
VA refinance loans
VA streamline loans
HCT Bank is strategically aligned with Most Major Banks in Kentucky as well as throughout the United States as well as a large number of Kentucky mortgage lenders and mortgage lenders in other states. There are also non-bank "investor pools" that fund loans. Each lender has specific criteria for a "Kentucky borrower profile." They all have money that they want to lend to somebody. You could be that somebody!!
You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the Kentucky lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.
We take this almost impossible task and find you the four best-for-your-financial-profile Kentucky lenders for your Kentucky home financing. So let us do the find-a-mortgage search for you. We can locate:
1. Kentucky Conventional Loans (80%)
2. Kentucky FHA Guaranteed Loans (97%)
3. RHS (Kentucky first time homebuyers loans 100%)
4. All Kentucky non-conforming loans.
(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.
Most lenders also have Kentucky mortgage loan programs for Kentucky second home loans, for Kentucky real estate investors, for Kentucky refinance loans / Kentucky home equity loans, for Kentucky debt consolidation loans, and for foreign nationals wishing to purchase homes in Kentucky.
To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.
HCT Bank helps you get VA Loans & FHA Loans in Lexington, Louisville, Owensboro, Bowling Green, Covington, Hopkinsville, Richmond, Frankfort, Henderson, Jeffersontown, Paducah, Florence, Elizabethtown, Radcliff, Ashland, Nicholasville, Madisonville, Georgetown, St. Matthews, Erlanger, Newport, Winchester, Independence, Fort Thomas, Danville, Shively, Murray, Glasgow, Somerset, Berea, Campbellsville, Bardstown, Middlesborough, Shelbyville, Lyndon, and Mayfield.Please click on the Banner Below for a rate quote form a licensed lender or mortgage broker in your area.
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