|State Mortgage Loan Information|
Alabama VA Loans / Alabama FHA Loans
HCT Bank is the Number 1 Resource Online for Alabama VA Loans and Alabama FHA Loans.
With many financial institutions across the nation, and interest rates changing daily, it is difficult for the average borrower to locate the right Alabama VA or FHA lenders. When working with HCT Bank, we match the details in your application to our portfolios of Alabama VA and FHA lenders. Then we stay with you, until you have the loan SSD (Signed, Sealed and Delivered).á This is much less of a hassle then trying to shop the banks yourself. Let us do the work for you!!
HCT Bank specializes in the following types of Alabama mortgages:
FHA 203k loans / Title 1 loans
FHA arm loans /assumable loans
FHA construction loans
FHA government home loans / government loans
FHA home improvement loans
FHA home loans / house loans
FHA hud loans
FHA insured loans
FHA mortgage loans
FHA refinance loans
FHA streamline loans
VA assumable loans
VA construction loans
VA guaranteed loans
VA home improvement loans
VA home loans
VA house loans
VA jumbo loans
VA mortgage loans
VA refinance loans
VA streamline loans
HCT Bank is strategically aligned with Most
Major Banks in Alabama as well
as throughout the
You can shop around yourself. To be fair you would have to get all the loan quotes on the same day. In fact when the Stock market has a volatile session, rates can change during the day, so to compare "Apples with Apples", you would need to locate all the Alabama lenders who would be willing to lend you money within the 4 hour morning or 4 hour afternoon period. Only then would you be making a true comparison...and that comparison only lasts until the next overall rate change...which is often the next morning.
We take this almost impossible task and find you the four best-for-your-financial-profile Alabama lenders for your Alabama home financing. So let us do the find-a-mortgage search for you. We can locate:
1. Alabama Conventional Loans (80%)
2. Alabama FHA Guaranteed Loans (97%)
3. RHS (Alabama first time homebuyers loans 100%)
4. All Alabama non-conforming loans.
(Non-conforming means that borrower "ratios" do not conform to Fannie Mae guidelines.) This includes 100% non-conforming loans.
Most lenders also have Alabama mortgage loan programs for Alabama second home loans, for Alabama real estate investors, for Alabama refinance loans / Alabama home equity loans, for Alabama debt consolidation loans, and for foreign nationals wishing to purchase homes in Alabama.
To access our team of mortgage loan specialists, go to our Contact page and email us. We can then provide you with a mortgage evaluation that best fits your situation.
HCT Bank helps you get VA Loans & FHA Loans in Birmingham, Montgomery, Mobile, Huntsville, Tuscaloosa, Hoover, Dothan, Decatur, Auburn, Gadsden, Florence, Madison, Bessemer, Phenix , Prichard, Prattville, Vestavia Hills, Alabaster, Homewood, Anniston, Opelika, Enterprise, Mountain Brook, Selma, Northport, Athens, Albertville, Daphne, Pelham, Hueytown, Oxford, Talladega, Ozark, Alexander , Scottsboro, Cullman, Jasper, Trussville, Troy, Eufaula, Fairhope, Fort Payne, Sylacauga, Saraland, Muscle Shoals, Hartselle, Fairfield, Gardendale, Tuskegee, Millbrook, Helena, Leeds, Pleasant Grove, and Pell.Please click on the Banner Below for a rate quote form a licensed lender or mortgage broker in your area.
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