HCT Bank - Helping You Refinance

If you’re seeking information about government home loans, FHA financing programs and VA financing entitlement, HCT Bank has all the information here at your fingertips.

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Government Home Loans

Government home loans from the VA and FHA can help many people who wish to buy a home or refinance their existing mortgage. HCT Bank offers you individual attention and convenient assistance when you need to find out more about government FHA home loans and VA financing programs. We can help you choose which government loan options are right for you. Our site includes government FHA loan guidelines, VA mortgage information, a mortgage loan payment calculator, a mortgage refinancing calculator and a handy glossary of mortgage terms. We can also help you with government first time home buyer loan information, mortgage refinance rates and home improvement financing. We work with an established network of lenders to help you get the FHA mortgage loan or VA financing you need at attractive rates. Visit our site today and let our online mortgage service help you find a government home loan that meets your specific needs.

Government home loans can help you purchase and/or rehabilitate a house. We can assist you with these financing options, and provide you with more information on refinance rates. You can submit your application information to us online or over the telephone, and we will assist you with submitting and processing your application for financing.

FHA financing programs can help you purchase or rehabilitate a house

If you're looking for FHA financing, we can help familiarize you with the Section 203 (k) FHA Single Family Rehab Mortgage Program. You can save time and money by financing both the acquisition and rehabilitation of a house under one fixed or adjustable rate mortgage. If you already own your house, you can also take advantage of this program. The Section 203 (k) program offers affordable rates and allows for either minor rehabilitation or virtual reconstruction. We can provide more information on this and other FHA programs for initial financing, refinancing and borrowing against equity.

VA financing offers many advantages to veterans and service personnel

VA financing is available to over 29 million veterans and service personnel. In most cases, a house can be purchased with no money down. Financing can be approved for up to $203,000 and there is no monthly mortgage insurance premium to pay. Additional benefits include traditional, Graduated Payment and Growing Equity repayment options. Visit our site for more information on VA financing eligibility, VA fees and costs, a list of uses for VA financing and restoration of VA financing entitlement. We can provide you with detailed information to help you determine your VA financing options.

Let us guide you through the financing process

We can help explain the financing options available to you if you want to buy or rehabilitate a house, or if you need assistance with mortgage refinancing. We pride ourselves on our personal service, so you can be sure that we will help you find suitable financing programs and assist you in all phases of mortgage submission and processing. Visit our site today and let us show you how to secure financing that fits your requirements.

Click here for more information on federal financing options.

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